Martial Arts Insurance

Martial Arts is the term given to a range of physical sports that originated mostly in Japan, Korea, and China as forms of self-defence or attack. Karate, Judo, Kendo, Taekwondo and many more styles fall under the martial arts category.

The term martial arts refers to all of the various systems of training for combat that have been arranged or systematised. Generally, these different systems or styles are all designed for one purpose: physically defeating opponents and defending against threats. In fact, the word ‘martial’ derives from the name Mars, who was the Roman god of war.

Types of Martial Arts: Generally, martial arts can be broken down into five distinct categories: Stand-up or striking styles, grappling styles, low impact styles, weapons based styles, and MMA (A Hybrid Sports Style).

Along with this, the emergence of MMA has caused quite a bit of mixing of styles in recent years to the point that many dojos don’t look quite the same as they used to.

Regardless, below are some of the more well known styles.

Striking or Stand-Up Styles

• • • • Boxing
      • Karate
      • Krav Maga
      • Kung Fu
      • Kickboxing
      • Tae Kwon Do

Grappling or Ground Fighting Styles

• • • • Brazilian Jiu Jitsu
      • Russian Sambo
      • Shootfighting
      • Wrestling

Throwing or Takedown Styles

• • • • Aikido
      • Judo
      • Hapkido
      • Shuai Jiao

Weapons Based Styles

• • • • Iaido
      • Kali
      • Kendo

Low Impact or Meditative Styles

• • • • Baguazhang
      • Tai Chi
      • Chi Gong based styles

MMA- A Hybrid Sports Style

• • • • MMA

Martial Arts is a specialised sport, with very specific insurance requirements. Worldwide Sports Insurance specialises in cover for this niche, and can accommodate the needs of those in the industry. Recognising the limited insurance options in this industry, we have worked towards sourcing a policy that caters to your specific needs.

WHY YOU NEED MARTIAL ARTS INSURANCE

Obtaining insurance is a very important business decision you have to make when running your own Martial Arts school or club. Selecting the right insurance coverage to adequately protect you is crucial.

The appropriate insurance will protect the school owner and their students in case of an unforseen accident or disaster. The question to ask is, is it worth risking everything you have? Insurance is the only way to assure your business and livelihood is protected.

Accidents and injuries are the most common risks faced by martial arts businesses. An accident can not only result in financial hardship to those injured but can also present to you the potential for legal action claiming negligence. The right insurance can play an important part of business risk management. It will not only provide you with a safety net of financial protection, but also the peace of mind that you are covered in the event of a claim.

We provide competitive Public & Products Liability, Professional Indemnity and Personal Accident insurances that will protect you, your business, and your students. The Insurance offered to your club and members is one of the most comprehensive covers offered to the martial arts industry and is competitively priced.

We provide cover for:  

• Public & Products Liability Coverage: Protects you for your legal liability to third parties to pay compensation in respect to personal injury or property damage.
• Professional Indemnity Insurance: Coverage that indemnifies you for claims that arise as a result of a breach of professional duty by reason of negligence by way of act, error or omission or advice.
• Personal Accident Insurance: Provides each individual student/player of your school/club whilst practicing or in competitions. Whilst this is not compulsory we do recommend that all clubs consider their students are insured for Player Personal Accident Insurance which provides cover for Non Medicare Medical Expenses and most training related injuries, whereas the Public Liability only covers injuries caused by the club’s negligence.

Your policy is reviewed each year to make sure that it meets the needs of your club/members in an industry where demands, legal requirements and risk management issues are continually changing.

We apply our understanding and years of experience in this niche to offer comprehensive insurance policies. We also offer professional risk management advice by providing you with strategies for injury prevention and risk reduction. Our team of passionate brokers work tirelessly to ensure your health is our number one priority.

Be covered by comprehensive and cost effective Martial Arts Insurance with Worldwide Sports Insurance. Contact us today for more information.